Buy Online — Stay Protected
Health Insurance Online gives you the same comprehensive medical coverage while letting you compare, purchase, and manage your policy digitally from anywhere.
What Are Health Insurance Plans?
Comparing health insurance plans helps you understand the differences in coverage, premiums, claim support, waiting periods, hospital networks, and policy benefits before making a purchase. Instead of selecting a plan based only on price, comparing policies enables you to choose coverage that matches your healthcare needs and financial goals. CoverTiger brings multiple insurers together on one platform, making it easier to compare health insurance plans and make informed decisions.
Why Buy Compare Health Insurance from CoverTiger
We are not just another comparison site. CoverTiger is India's smartest insurance platform — powered by AI and driven by your family's unique needs.
AI-Powered Advisor
Get real-time, personalised recommendations from our intelligent advisor that understands your family's medical history and budget.
Instant Comparison
Compare 50+ plans from India's top insurers side-by-side in 60 seconds — premium, coverage, and claim records all visible.
Unbiased Recommendations
Our algorithm ranks plans purely on merit — coverage value, claim settlement, and hospital network — not commission.
Expert Assistance
Dedicated insurance advisors available 7 days a week to guide you from selection to claim settlement.
Secure & Trusted
IRDAI-approved platform with enterprise-grade encryption protecting your personal and financial data.
Hassle-free Claims
Our claim assistance team holds your hand through the entire process — from intimation to final settlement.
Benefits of Compare Health Insurance Policy
A comprehensive family health plan protects your savings and provides peace of mind when your loved ones need medical attention.
Choose Better Coverage
Compare policy features before making your decision.
Find Competitive Premiums
Identify plans that offer excellent value for your budget.
Compare Hospital Networks
Review the availability of cashless hospitals across different insurers.
Understand Policy Benefits
Compare inclusions, exclusions, waiting periods, and additional features.
Make Confident Decisions
Evaluate multiple options before purchasing your policy.
Save Time
Compare multiple insurers through a single platform instead of visiting different websites.
Eligibility Criteria For Buying Compare Health Insurance
| Criteria | Details | Status |
|---|---|---|
| Entry Age | Adults from 18 years; children from 90 days under family plans. | Eligible |
| Maximum Entry Age | Entry age varies depending on the selected plan. | Plan Specific |
| Residency | Available for Indian residents and eligible NRIs. | Required |
| Health Information | Basic health details are required for accurate plan comparison. | Required |
| Plan Selection | Compare plans based on coverage, premium, and benefits. | Recommended |
| Policy Purchase | Complete KYC to purchase the selected plan online. | Mandatory |
Documents Required For Buying Compare Health Insurance
Most plans can be purchased 100% online — minimal paperwork required.
Identity Proof
- →Aadhaar Card
- →PAN Card
- →Passport
- →Driving Licence
Address & Age Proof
- →Aadhaar Card
- →Passport
- →Utility Bill
- →Birth Certificate
Supporting Documents
- →Existing Policy Copy (for Portability)
- →Medical Reports (if required)
- →Passport-size Photograph
- →Mobile Number & Email ID
Meet Your AI Insurance Advisor
for Your Family Health Insurance Advice
Unlike traditional insurance platforms that only display plan listings, CoverTiger provides an AI-driven assistant that guides users through the decision-making process — understanding your family's unique medical history, budget, and needs.
- 🎯
Personalised Recommendations
Analyses 100+ parameters to suggest the most suitable plan for your family.
- 📊
Smart Plan Comparison
Instantly compare coverage, premiums, and insurer ratings with AI insights.
- 🔔
Real-time Alerts
Get notified about renewals, premium changes, and better plan options.
CoverTiger AI Advisor
● Online — responds in seconds
What is Covered in a Compare Health Insurance Plan?
Hospitalisation Coverage
Compare plans based on room rent, ICU charges, nursing expenses, surgeries, and hospitalisation benefits.
CoveredDaycare Procedures
Review coverage for eligible daycare treatments and procedures that do not require 24-hour hospitalisation.
CoveredPre & Post Hospitalisation
Compare benefits for medical consultations, diagnostic tests, medicines, and follow-up treatment before and after hospitalisation.
CoveredCashless Hospital Network
Evaluate the size and availability of network hospitals offering cashless treatment across India.
CoveredCritical Illness & Additional Benefits
Compare optional benefits such as critical illness cover, wellness programmes, maternity benefits, and annual health check-ups where applicable.
Plan-specificEmergency Medical Care
Review coverage for emergency hospitalisation, accident-related treatment, ambulance services, and other eligible medical expenses.
CoveredWhat is Not Covered in a Compare Health Insurance Plan?
Pre-Existing Diseases During Waiting Period
Coverage for pre-existing conditions generally starts only after the waiting period specified by the insurer.
ExcludedInitial Waiting Period
Most plans include an initial waiting period for non-emergency hospitalisation except accidental injuries.
ExcludedCosmetic & Aesthetic Procedures
Treatments performed purely for cosmetic enhancement are generally excluded unless medically necessary.
ExcludedNon-Medical Expenses
Consumables, registration charges, personal comfort items, and similar expenses are generally not covered.
ExcludedExperimental Treatments
Experimental or unapproved medical procedures may not be covered under standard Health Insurance Policies.
ExcludedPolicy-Specific Exclusions
Each insurer may include additional exclusions depending on the selected Health Insurance Plan. Always review the policy wording carefully.
Plan-specificFactors You Should Consider Before Buying a Compare Health Insurance
Assess Your Healthcare Requirements
Consider your age, family size, lifestyle, existing medical conditions, and preferred sum insured.
Compare Coverage
Review hospitalisation benefits, daycare procedures, cashless treatment, wellness programmes, and optional add-ons.
Check Network Hospitals
Choose insurers with an extensive cashless hospital network in your preferred locations.
Compare Waiting Periods
Understand waiting periods for pre-existing diseases, maternity benefits, and other policy features.
Evaluate Premium & Claim Support
Compare affordability alongside claim assistance, customer support, and policy servicing.
Choose Through CoverTiger
Use CoverTiger's AI-powered comparison platform to evaluate leading insurers and purchase the most suitable Health Insurance Plan.
How to Buy Compare Health Insurance Plans
Online from CoverTiger
The entire process takes less than 10 minutes. No paperwork. No branch visits. 100% online.
Enter Your Details
Provide your age, healthcare requirements, and preferred sum insured.
Compare Policies
Review premiums, coverage, hospital networks, waiting periods, and policy benefits from leading insurers.
Select the Right Plan
Choose the policy that best matches your healthcare needs and budget.
Complete Your Application
Fill in the required details and upload the necessary documents securely online.
Make a Secure Payment
Pay your premium using trusted online payment methods.
Receive Your Policy
Receive your digital policy documents and continue to receive dedicated support from CoverTiger whenever required.
Compare Health Insurance Blogs
Health Insurance for Students
Learn why students need health insurance, the key benefits to look for, and how to choose the right plan for affordable healthcare protection.
How to Change Nominee in a Health Insurance Policy
Understand when and how to update your health insurance nominee, the documents required, and the steps to complete the process smoothly.
How to Avoid Claim Rejection in Health Insurance
Discover the common reasons health insurance claims are rejected and the practical steps you can take to improve your chances of a successful claim.
Frequently Asked Questions
Everything you want to know about Compare Health Insurance.
₹75,000
deduction available
Save Tax with Section 80D!
Premiums paid for eligible health insurance plans may qualify under Section 80D.\n\n| Who is covered | Maximum deduction |\n|---|---|\n| Self, spouse & children | ₹25,000 |\n| Self + senior citizen parents | ₹75,000 |\n| Senior citizen self | ₹50,000 |
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