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Health insurance comparison

Reliance vs HDFC ERGO Health Insurance

Reliance offers health insurance plans on CoverTiger for individuals and families who want to compare insurer benefits, network access and plan value before buying. HDFC ERGO Health Insurance is a recognizable insurer for customers looking at strong digital servicing, broad health cover options and a widely known hospital-network footprint before entering plan comparison.

₹416/month starting premium for Reliance
NA starting premium for HDFC ERGO
2 live plan families tracked

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See how both insurers stack up on entry premium, plan breadth and overall coverage options.

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Review claim settlement references for Reliance and HDFC ERGO before you shortlist.

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Comparison snapshot

Reliance logo

Reliance

Starting ₹416/month

Claim ratio99.57%
Plans2
HDFC ERGO logo

HDFC ERGO

Starting NA

Claim ratio99.16%
PlansNA

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Reliance logo
Reliance

Starting ₹416/month

View plans

Plan count

2

Coverage

Rs. 2 Cr

Claim ratio

99.57%

Plan count

NA

Coverage

NA

Claim ratio

99.16%

Comparison criteria
Reliance
HDFC ERGO
Average rating
NA
5.0/5 (3 Reviews)
Number of health insurance plans and add-ons
2 plans
NA
Sum insured
Up to ₹2 Cr
NA
Network hospitals
NA
14431+
Claim ratio
99.57%
99.16%
Preventive health check-up
NA
Not covered
Room rent limit
NA
Any category
Existing illness cover
NA
Covered after 3 years
No claim bonus
NA
Max
Online discount
NA
NA
OPD coverage
NA
Available as an optional cover
Maternity
NA
Available as an optional cover
Day care treatment
NA
All day-care treatments are covered up to the sum insured
Wellness benefits
NA
NA
Waiting period
NA
NA
Global coverage
NA
NA
Top selling plans
Health Infinity (More Cover), Health Infinity (More Global)
Optima Restore, Optima Secure
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Insurance Products

DYS Family Raksha Insurance Web Aggregators Private Limited (CIN: U66220UP2023PTC184542) is registered with IRDAI as a Web Aggregator (Reg. No. 030, Code: IRDAI/INT/WBA/79/2023, valid till 06/02/2027); customer information may be shared with insurers and product details are based on information provided by insurers only.