CoverTiger Logo
Home/Health Insurance/Niva Bupa vs Aditya Birla

Health insurance comparison

Niva Bupa vs Aditya Birla Health Insurance

Niva Bupa offers health insurance plans on CoverTiger for individuals and families who want to compare insurer benefits, network access and plan value before buying. Aditya Birla Health Insurance offers a broad portfolio of medical plans for individuals and families. It is positioned as a strong option for buyers who value wellness-linked benefits, flexible coverage and a wide hospital network.

₹616/month starting premium for Niva Bupa
₹979/month starting premium for Aditya Birla
11 live plan families tracked

Compare cover and pricing

See how both insurers stack up on entry premium, plan breadth and overall coverage options.

Check claim support signals

Review claim settlement references for Niva Bupa and Aditya Birla before you shortlist.

Pick family members once

Use the onboarding widget to start the quote journey and continue directly to the age step.

Comparison snapshot

Niva Bupa logo

Niva Bupa

Starting ₹616/month

Claim ratio92.02%
Plans11
Aditya Birla logo

Aditya Birla

Starting ₹979/month

Claim ratio96.00%
Plans2

Save Big with 0% GST & upto 25% Discount**

Select gender

Select members you want to insure

Niva Bupa logo
Niva Bupa

Starting ₹616/month

View plans

Plan count

11

Coverage

Rs. 3 Cr

Claim ratio

92.02%

Aditya Birla logo
Aditya Birla

Starting ₹979/month

View plans

Plan count

2

Coverage

Rs. 1 Cr

Claim ratio

96.00%

Comparison criteria
Niva Bupa
Aditya Birla
Average rating
NA
4.5/5 (45 Reviews)
Number of health insurance plans and add-ons
11 plans
2 plans
Sum insured
Up to ₹3 Cr
Up to ₹1 Cr
Network hospitals
NA
15045+
Claim ratio
92.02%
96.00%
Preventive health check-up
NA
Free health checkup
Room rent limit
NA
Any category
Existing illness cover
NA
Covered after 2 years
No claim bonus
NA
Not covered
Online discount
NA
NA
OPD coverage
NA
Covered up to Rs. 2,650 per year for asthma
Maternity
NA
Rs. 50,000 maternity sum insured with fixed benefit coverage
Day care treatment
NA
All day-care treatments are covered up to the sum insured
Wellness benefits
NA
Up to 100% discount on renewal premium
Waiting period
NA
Covered after 2 years
Global coverage
NA
Emergency evacuation worldwide covered up to Rs. 2 Cr per year
Top selling plans
Aspire Gold+, ReAssure 2.0 Bronze+
Activ Health, Activ Assure Diamond
CoverTiger Logo

Crafted with ❤️ in India

Insurance Products

DYS Family Raksha Insurance Web Aggregators Private Limited (CIN: U66220UP2023PTC184542) is registered with IRDAI as a Web Aggregator (Reg. No. 030, Code: IRDAI/INT/WBA/79/2023, valid till 06/02/2027); customer information may be shared with insurers and product details are based on information provided by insurers only.