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Home/Health Insurance/Aditya Birla vs ICICI Lombard

Health insurance comparison

Aditya Birla vs ICICI Lombard Health Insurance

Aditya Birla Health Insurance offers a broad portfolio of medical plans for individuals and families. It is positioned as a strong option for buyers who value wellness-linked benefits, flexible coverage and a wide hospital network. ICICI Lombard offers health insurance plans on CoverTiger for individuals and families who want to compare insurer benefits, network access and plan value before buying.

₹656/month starting premium for Aditya Birla
₹740/month starting premium for ICICI Lombard
10 live plan families tracked

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Comparison snapshot

Aditya Birla logo

Aditya Birla

Starting ₹656/month

Claim ratio96.00%
Plans10
ICICI Lombard logo

ICICI Lombard

Starting ₹740/month

Claim ratio97.16%
Plans6

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Aditya Birla logo
Aditya Birla

Starting ₹656/month

View plans

Plan count

10

Coverage

Rs. 2 Cr

Claim ratio

96.00%

ICICI Lombard logo
ICICI Lombard

Starting ₹740/month

View plans

Plan count

6

Coverage

Rs. 3 Cr

Claim ratio

97.16%

Comparison criteria
Aditya Birla
ICICI Lombard
Average rating
4.5/5 (45 Reviews)
NA
Number of health insurance plans and add-ons
10 plans
6 plans
Sum insured
Up to ₹2 Cr
Up to ₹3 Cr
Network hospitals
15045+
NA
Claim ratio
96.00%
97.16%
Preventive health check-up
Free health checkup
NA
Room rent limit
Any category
NA
Existing illness cover
Covered after 2 years
NA
No claim bonus
Not covered
NA
Online discount
NA
NA
OPD coverage
Covered up to Rs. 2,650 per year for asthma
NA
Maternity
Rs. 50,000 maternity sum insured with fixed benefit coverage
NA
Day care treatment
All day-care treatments are covered up to the sum insured
NA
Wellness benefits
Up to 100% discount on renewal premium
NA
Waiting period
Covered after 2 years
NA
Global coverage
Emergency evacuation worldwide covered up to Rs. 2 Cr per year
NA
Top selling plans
Activ Health, Activ Assure Diamond
Elevate, Elevate Value
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DYS Family Raksha Insurance Web Aggregators Private Limited (CIN: U66220UP2023PTC184542) is registered with IRDAI as a Web Aggregator (Reg. No. 030, Code: IRDAI/INT/WBA/79/2023, valid till 06/02/2027); customer information may be shared with insurers and product details are based on information provided by insurers only.