CoverTiger Logo
Home/Health Insurance/Royal Sundaram vs HDFC ERGO

Health insurance comparison

Royal Sundaram vs HDFC ERGO Health Insurance

Royal Sundaram offers health insurance plans on CoverTiger for individuals and families who want to compare insurer benefits, network access and plan value before buying. HDFC ERGO Health Insurance is a recognizable insurer for customers looking at strong digital servicing, broad health cover options and a widely known hospital-network footprint before entering plan comparison.

NA starting premium for Royal Sundaram
₹563/month starting premium for HDFC ERGO
3 live plan families tracked

Compare cover and pricing

See how both insurers stack up on entry premium, plan breadth and overall coverage options.

Check claim support signals

Review claim settlement references for Royal Sundaram and HDFC ERGO before you shortlist.

Pick family members once

Use the onboarding widget to start the quote journey and continue directly to the age step.

Comparison snapshot

Royal Sundaram logo

Royal Sundaram

Starting NA

Claim ratio84.90%
PlansNA
HDFC ERGO logo

HDFC ERGO

Starting ₹563/month

Claim ratio99.16%
Plans3

Save Big with 0% GST & upto 25% Discount**

Select gender

Select members you want to insure

Plan count

NA

Coverage

NA

Claim ratio

84.90%

HDFC ERGO logo
HDFC ERGO

Starting ₹563/month

View plans

Plan count

3

Coverage

Rs. 2 Cr

Claim ratio

99.16%

Comparison criteria
Royal Sundaram
HDFC ERGO
Average rating
NA
5.0/5 (3 Reviews)
Number of health insurance plans and add-ons
NA
3 plans
Sum insured
NA
Up to ₹2 Cr
Network hospitals
NA
14431+
Claim ratio
84.90%
99.16%
Preventive health check-up
NA
Not covered
Room rent limit
NA
Any category
Existing illness cover
NA
Covered after 3 years
No claim bonus
NA
Max
Online discount
NA
NA
OPD coverage
NA
Available as an optional cover
Maternity
NA
Available as an optional cover
Day care treatment
NA
All day-care treatments are covered up to the sum insured
Wellness benefits
NA
NA
Waiting period
NA
NA
Global coverage
NA
NA
Top selling plans
NA
Optima Restore, Optima Secure
CoverTiger Logo

Crafted with ❤️ in India

Insurance Products

DYS Family Raksha Insurance Web Aggregators Private Limited (CIN: U66220UP2023PTC184542) is registered with IRDAI as a Web Aggregator (Reg. No. 030, Code: IRDAI/INT/WBA/79/2023, valid till 06/02/2027); customer information may be shared with insurers and product details are based on information provided by insurers only.