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Health insurance comparison

Royal Sundaram vs Aditya Birla Health Insurance

Royal Sundaram offers health insurance plans on CoverTiger for individuals and families who want to compare insurer benefits, network access and plan value before buying. Aditya Birla Health Insurance offers a broad portfolio of medical plans for individuals and families. It is positioned as a strong option for buyers who value wellness-linked benefits, flexible coverage and a wide hospital network.

NA starting premium for Royal Sundaram
₹375/month starting premium for Aditya Birla
9 live plan families tracked

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Comparison snapshot

Royal Sundaram logo

Royal Sundaram

Starting NA

Claim ratio84.90%
PlansNA
Aditya Birla logo

Aditya Birla

Starting ₹375/month

Claim ratio96.00%
Plans9

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Plan count

NA

Coverage

NA

Claim ratio

84.90%

Aditya Birla logo
Aditya Birla

Starting ₹375/month

View plans

Plan count

9

Coverage

Rs. 3 Cr

Claim ratio

96.00%

Comparison criteria
Royal Sundaram
Aditya Birla
Average rating
NA
4.5/5 (45 Reviews)
Number of health insurance plans and add-ons
NA
9 plans
Sum insured
NA
Up to ₹3 Cr
Network hospitals
NA
15045+
Claim ratio
84.90%
96.00%
Preventive health check-up
NA
Free health checkup
Room rent limit
NA
Any category
Existing illness cover
NA
Covered after 2 years
No claim bonus
NA
Not covered
Online discount
NA
NA
OPD coverage
NA
Covered up to Rs. 2,650 per year for asthma
Maternity
NA
Rs. 50,000 maternity sum insured with fixed benefit coverage
Day care treatment
NA
All day-care treatments are covered up to the sum insured
Wellness benefits
NA
Up to 100% discount on renewal premium
Waiting period
NA
Covered after 2 years
Global coverage
NA
Emergency evacuation worldwide covered up to Rs. 2 Cr per year
Top selling plans
NA
Activ Health, Activ Assure Diamond
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Insurance Products

DYS Family Raksha Insurance Web Aggregators Private Limited (CIN: U66220UP2023PTC184542) is registered with IRDAI as a Web Aggregator (Reg. No. 030, Code: IRDAI/INT/WBA/79/2023, valid till 06/02/2027); customer information may be shared with insurers and product details are based on information provided by insurers only.